Electronic Banking

Personal Checking

At Greater Rome Bank, we understand your lifestyle. That’s why we’ve elevated our personal checking with features and benefits designed to productively enrich your life. Of course, you’ll enjoy standard benefits such as complimentary notary services on documents, free internet banking and 24-hour account information. But that’s not enough for Greater Rome Bank to offer you. Regardless of the checking account you choose, we deliver a level of service unmatched anywhere. It’s our way of bringing an entirely new meaning to “personal checking.”

Please take a moment to explore our personal checking options.


All of Greater Rome Bank's checking accounts offer added benefits:

  • Internet Banking
  • E-Statements
  • Online Bill Pay
  • Visa Check Card
  • Automatic Savings Transfer
  • Combined checking and savings statements
  • Direct Deposit services
  • Overdraft protection
  • 24-Hour Automated Account Information
  • Telephone Banking (706) 295-1657

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Greater Free Checking

It's simple to qualify for free checking at Greater Rome Bank. A minimum opening deposit of $100 is required.

  • No minimum balance is required
  • No maintenance fee
  • No per debit charges

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Reach Your Peak Checking

RYP Checking is an innovative free account that pays. With an unbelievable APY*, your checking account becomes a true investment. Since we refund ATM fees incurred by other banks nationwide, you'll never waste those gains on getting cash. Plus you get a GRB Debit Card, Internet banking and online Bill Pay for free. There are never maintenance fees or hidden service charges, just Rewards for using Greater Rome Bank. 

  • Features:
    Earn an unbelievable APY* on balances up to $15,000
    A minimum opening deposit of $100.00
    Free ATMs nationwide
    No minimum balance
    No maintenance fees
    Free Internet banking and Bill Pay
    Free GRB Debit Card

    To qualify for Reach Your Peak checking rates, you must 
    Have a least one Direct Deposit or ACH automatic payment post and clear per qualification cycle.
    Receive your monthly statement electronically
    Have at least 10 debit card transactions (excluding ATM transactions) post and clear per qualification cycle

    *Annual Percentage Yield (APY) as of 4/18/2013 .50% APY is paid on daily balances up to $15,000 each qualification cycle the minimum requirements are met. If account balance exceeds $15,000 and the Rewards requirements are fulfilled, then .10% APY will be paid on the balance over $15,000. Rates may increase or decrease without notice. If you do not meet the requirements per qualification cycle, your account will still function as a free checking account earning 0.05% APY without ATM fee refunds. Offer good on personal accounts only. Business and corporate accounts do not qualify for these plans. Bank rules and regulations apply

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Greater Community Club

Exclusively available for those 50 and up, Greater Rome Bank offers membership in the Greater Community Club (GCC). To qualify for membership simply open a GCC deposit account.

Membership is absolutely FREE and entitles you to the following services and discounts.

  • No minimum balance required
  • No maintenance fee
  • Unlimited check writing
  • No per debit charge
  • Free personalized Greater Community Club checks (or $5.00 discount on designer checks)
  • Interest will be compounded daily on collected balance of $1,000 or more
  • Interest will be credited to your account monthly
  • 20% discount on annual safe deposit box rental (subject to availability)
  • Complimentary notary service
  • Complimentary photocopying (up to 20 per month)
  • Direct deposit services
  • Free Cashier's Checks
  • Automatic debit for recurring monthly bills

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