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Personal Checking Rates
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Account Product
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Min. Opening Deposit
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Min. Balance to Obtain APY*
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Interest Rate
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APY*
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Personal Interest Checking
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$500.00
|
$1,000.00
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0.35%
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0.35%
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Investment Checking
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$5,000.00
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$1,000.00
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Portion of Your Daily Balance
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From / To
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$0.00 - 999.99
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0.00%
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0.00%
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$1,000.00 - 4,999.99
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0.75%
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0.00% / 0.60%
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$5,000.00 - 49,999.99
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1.00%
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0.60% / 0.96%
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$50,000.00 - 99,999.99
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1.25%
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0.96% / 1.11%
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$100,000 and up
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1.50%
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1.11% / 1.50%
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Greater Romans Club
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$100.00
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$1,000.00
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0.25%
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0.25%
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Personal Money Market
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$500.00
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$500.00
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Daily Balances of:
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$0.00 - 499.99
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0.00%
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0.00%
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$500.00 - 9,999.99
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0.90%
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0.90%
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$10,000.00 and up
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1.49%
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1.50%
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Prime Related Personal MMA
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$1,000.00
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$1,000.00
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Daily Balances of:
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note: this account changes when the Wall Street Journal Prime rate changes.
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$0.00 - 999.99
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0.00%
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0.00%
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$1,000.00 - 9,999.99
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1.250%
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1.26%
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$10,000.00 and up
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2.500%
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2.53%
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RATES ARE EFFECTIVE AS OF 05/08/08
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
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Savings Rates
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Account Product
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Min. Opening Deposit
|
Min. Balance to Obtain APY*
|
Interest Rate
|
APY*
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Classic Savings
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$100.00
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$0.01
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Daily Balances of:
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up to $2,499.99
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0.75%
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0.75%
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$2,500.00-$24,999.99
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1.00%
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1.00%
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$25,000.00 and up
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1.49%
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1.50%
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RATES ARE EFFECTIVE AS OF 05/08/08
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
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Business Checking Accounts
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Account Product
|
Min. Opening Deposit
|
Min. Balance to Obtain APY*
|
Interest Rate
|
APY*
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|
Business Interest Checking
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$1,000.00
|
$2,500.00
|
0.35%
|
0.35%
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Premium Commercial MMA
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$2,500.00
|
$2,500.00
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Daily Balances of:
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$0.00 - 2,499.99
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0.00%
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0.00%
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$2,500.00 - 24,999.99
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1.00%
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1.00%
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$25,000.00 - 49,999.99
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1.49%
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1.50%
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$50,000.00 and up
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1.98%
|
2.00%
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RATES ARE EFFECTIVE AS OF 05/08/08
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
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Certificates of Deposit
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|
Account Product
|
Minimum Opening Deposit
|
Interest Rate
|
APY*
|
|
3 Month CD
|
$2,000.00
|
2.23%
|
2.25%
|
|
6 Month CD
|
$2,000.00
|
2.72%
|
2.75%
|
|
12 Month CD
|
$2,000.00
|
2.57%
|
2.60%
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|
18 Month CD
|
$2,000.00
|
2.62%
|
2.65%
|
|
24 Month CD
|
$2,000.00
|
2.72%
|
2.75%
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|
36 Month CD
|
$2,000.00
|
2.86%
|
2.90%
|
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48 Month CD
|
$2,000.00
|
3.06%
|
3.10%
|
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12 Month Advantage Option CD(b)
|
$2,000.00
|
2.47%
|
2.50%
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RATES ARE EFFECTIVE AS OF 05/08/08
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
- The minimum deposit to open an account is $2,000.00
- For institutional investors, the maximum deposit for a single maturity is $95,000.00 and may be limited otherwise.
- A penalty may be imposed for early withdrawal.
- Deposits are insured by the FDIC
- (b) The interest rate and annual percentage yield may change after account opening.
- Fees could reduce the earnings on the account.
For current rate information call (706) 295-9300
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