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Personal Checking Rates
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Account Product
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Min. Opening Deposit
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Min. Balance to Obtain APY*
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Interest Rate
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APY*
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Just Free Plus Interest
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$500.00
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$1,000.00
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0.12%
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0.12%
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Greater Romans Club
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$100.00
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$1,000.00
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0.25%
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0.25%
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Personal Money Market
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$500.00
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$500.00
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Daily Balances of:
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$0.00 - 499.99
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0.00%
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0.00%
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$500.00 - 9,999.99
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.65%
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.65%
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$10,000.00 and up
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1.24%
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1.25%
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Reach Your Peak Checking
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$100.00
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$.01
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Portion of Your Daily Balance if Requirements Met
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From / To
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$0.00 - 25,000.00
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4.07%
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4.15%
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$25,000.01 and up
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1.14%
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1.15%
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Entire Balance if Requirements Not Met
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.15%
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.15%
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RATES ARE EFFECTIVE AS OF 03/11/10
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
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Savings Rates
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Account Product
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Min. Opening Deposit
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Min. Balance to Obtain APY*
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Interest Rate
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APY*
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Classic Savings
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$100.00
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$0.01
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Daily Balances of:
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up to $2,499.99
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0.50%
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0.50%
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$2,500.00-$24,999.99
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.75%
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.75%
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$25,000.00 and up
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1.24%
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1.25%
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RATES ARE EFFECTIVE AS OF 03/11/10
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
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Business Checking Accounts
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Account Product
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Min. Opening Deposit
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Min. Balance to Obtain APY*
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Interest Rate
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APY*
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Business Interest Checking
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$1,000.00
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$2,500.00
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0.35%
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0.35%
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Premium Commercial MMA
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$2,500.00
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$2,500.00
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Daily Balances of:
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$0.00 - 2,499.99
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0.00%
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0.00%
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$2,500.00 - 24,999.99
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0.50%
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0.50%
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$25,000.00 - 49,999.99
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.75%
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.75%
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$50,000.00 and up
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1.24%
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1.25%
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RATES ARE EFFECTIVE AS OF 03/11/10
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
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Certificates of Deposit
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Account Product
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Minimum Opening Deposit
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Interest Rate
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APY*
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3 Month CD
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$2,000.00
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.50%
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.50%
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6 Month CD
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$2,000.00
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.80%
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.80%
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12 Month CD
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$2,000.00
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1.14%
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1.15%
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18 Month CD
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$2,000.00
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1.27%
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1.28%
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24 Month CD
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$2,000.00
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1.58%
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1.59%
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36 Month CD
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$2,000.00
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2.02%
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2.04%
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48 Month CD
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$2,000.00
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2.23%
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2.25%
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12 Month Advantage Option CD(b)
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$2,000.00
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1.04%
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1.05%
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RATES ARE EFFECTIVE AS OF 03/11/10
Rates are subject to change at the bank's discretion.
*APY = Annual Percentage Yield
- The minimum deposit to open an account is $2,000.00
- For institutional investors, the maximum deposit for a single maturity is $95,000.00 and may be limited otherwise.
- A penalty may be imposed for early withdrawal.
- Deposits are insured by the FDIC
- (b) The interest rate and annual percentage yield may change after account opening.
- Fees could reduce the earnings on the account.
For current rate information call (706) 295-9300
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