 |
 Small,
medium or large businesses will find a checking account or loan product
that will fit any need. As a locally owned and managed community bank,
we realize the importance of assisting businesses in our area to grow
and prosper. Talk with a Greater Rome loan specialist or customer
service representative to determine which deposit account or loan
product is best suited for your business.
Basic Business Checking
Commercial Checking
Business Interest Checking
Current
Rates
The Basic Business Checking account is designed for small to medium
sized businesses that have low to moderate transaction volume.
- A minimum opening deposit of $500
- No maintenance fee with a $2,000 minimum
daily balance
- A low monthly service fee if applicable
- A per item fee will be charged for
items in excess of 150
As a community service, Greater Rome Bank offers its Basic Business
Checking Account free to non-profit organizations.
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Greater Rome Bank offers businesses an opportunity to offset service
charges with earnings credit on deposited funds. The earnings credit
is applied to charges and can significantly reduce the amount of
service fees incurred. Earnings credit is calculated based on the
average investable balance less the 10% Federal Reserve requirement.
Overdraft balances will be assessed a finance charge and will be
included in the account analysis. Other miscellaneous fees are charged
at the published rate.
- Minimum opening deposit of $500
- Simplified analysis structure
- Unlimited transactions
- Comprehensive monthly statements
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| Business Interest
Checking |
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Our Business Interest Checking Account is available to sole proprietors,
non-profit organizations, governmental units and those acting in
a fiduciary capacity. Federal Regulations prohibit us from offering
interest checking to partnerships and corporations.
- Minimum opening deposit of $1,000
- No maintenance fee with a $2,500 minimum
daily balance
- A per item fee will be charged for items in excess of 250
- Interest is compounded daily on collected
balances of $2,500 or more
- Interest is credited to your account
monthly
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